524128 — Other Direct Insurance (except Life, Health, and Medical) Carriers
Description
This U.S. industry comprises establishments primarily engaged in initially underwriting (e.g., assuming the risk, assigning premiums) insurance policies (except life, disability income, accidental death and dismemberment, health and medical, property and casualty, and title insurance policies).
Illustrative Examples
- Bank deposit insurance carriers, direct
- Product warranty insurance carriers, direct
- Deposit or share insurance carriers, direct
- Warranty insurance carriers (e.g., appliance, automobile, homeowners', product), direct
Exclusions & Cross-References
- Reinsuring insurance policies--are classified in Industry 524130, Reinsurance Carriers;
- Initially underwriting annuities and life insurance policies, disability income insurance policies, and
- accidental death and dismemberment insurance policies--are classified in U.S. Industry 524113, Direct Life
- Insurance Carriers;
- Initially underwriting health and medical insurance policies--are classified in U.S. Industry 524114, Direct
- Health and Medical Insurance Carriers;
- Initially underwriting property and casualty insurance policies--are classified in U.S. Industry 524126,
- Direct Property and Casualty Insurance Carriers; and
- Initially underwriting title insurance policies--are classified in U.S. Industry 524127, Direct Title Insurance
- Carriers.
- FINANCE AND INSURANCE 435
Overview Facts
| NAICS Code | 524128 |
|---|---|
| Industry Title | Other Direct Insurance (except Life, Health, and Medical) Carriers |
| SBA Size Standard | $47,000,000 |
| IRS PBA Code | 524120 (rolled-up match) |
| Sectors Hierarchy | Sector 52 → 524 → 5241 |
| Source / Verified | US Census 2022 NAICS Manual / 2026-06-28 |
Legacy SIC Concordance
Trace the historical mapping chain from the 1987 Standard Industrial Classification (SIC) to the modern 2022 NAICS code format.
- SIC 6331 - Fire, Marine, and Casualty Insurance (via SIC1987:6331→NAICS1997:524128→2002:524128→2007:524128→2012:524128→2017:524128→2022:524128)
- SIC 6399 - Insurance Carriers, NEC (via SIC1987:6399→NAICS1997:524128→2002:524128→2007:524128→2012:524128→2017:524128→2022:524128)
Related Resources & Compliance Guides
Further regulatory reference links for NAICS code 524128:
- Sector 52 Directory Hub — List of related industries in the Finance and Insurance sector.
- SIC ↔ NAICS Crosswalk Tool — Look up mappings between legacy SIC codes and modern classifications.
- SBA Size Standards Guide — Complete rules and averaging periods for small business classifications.
- Calculating Annual Receipts Guide — Detailed worked example of revenue calculation rules.
- IRS Principal Business Activity Guide — How NAICS codes map to corporate and entity tax filings.
Related Industries in 5241
Frequently Asked Questions (FAQ)
Is 524128 a valid 2022 NAICS code?
NAICS 524128 is 'Other Direct Insurance (except Life, Health, and Medical) Carriers', a 2022 U.S. national industry under Sector 52 (Finance and Insurance); the SBA small-business size standard is $47,000,000.
What is the SBA size standard for NAICS 524128?
The SBA small business size standard for NAICS 524128 is $47,000,000 (based on receipts).
What is the legacy SIC code mapping for 524128?
NAICS code 524128 maps to the legacy 1987 SIC codes: 6331 - Fire, Marine, and Casualty Insurance, 6399 - Insurance Carriers, NEC.